What the Buyer Pays

The buyer can generally expect to pay:

  • Title insurance premiums
  • Escrow fee
  • Document preparation at title company
  • Notary fees
  • Recording charges for all documents in buyer’s name
  • Property tax proration as of Close of Escrow.
  • Half of the city transfer tax
  • New loan charges
  • Interest on new loan
  • One year of homeowner’s insurance prepaid
  • Inspection fees
  • Termite repairs (sometimes negotiable)
  • Home warranty (negotiable)
  • Homeowners’ association transfer fee, if applicable
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