The buyer can generally expect to pay:
- Title insurance premiums
- Escrow fee
- Document preparation at title company
- Notary fees
- Recording charges for all documents in buyer’s name
- Property tax proration as of Close of Escrow.
- Half of the city transfer tax
- New loan charges
- Interest on new loan
- One year of homeowner’s insurance prepaid
- Inspection fees
- Termite repairs (sometimes negotiable)
- Home warranty (negotiable)
- Homeowners’ association transfer fee, if applicable